Smarter Fit-Out Finance for Occupiers with Bluestone

Market Insights, Guides Sim Khatkar

Whether you’re looking to fund a move to a new premises or remodel an existing space, we know that budgets can often limit the scope of interiors projects, forcing you to look at scaling back plans or staggering them over time.

Considering finance for your project(s) can significantly reduce the demand on annual budgets, enable you to spread the financial impact over future years, and allow you to move forward with your project(s) when you’re ready to. Rather than using capital from the business and paying in full at the start of your project(s), finance can sometimes be the preferred option as it enables you to spread the cost over time and at a fixed rate, freeing up business capital and transforming how you think about your budgets and what you can achieve.

Financing a fit-out project(s) can include so much more than you think. As well as the furniture and fit out, Bluestone can also look to include intangible assets such as solar and renewable technologies, medical equipment, plant and machinery, IT infrastructure, including software, telecommunications, reprographics, vehicles, property, and more.

Sim Khaktar
Group CEO, Corep

One of the biggest obstacles to realising a dream office is the significant upfront capex for design and fit out. Where opex and spreading costs over the lease term is preferred, clients can still achieve a workspace that meets the needs of their people and the business. Bluestone has helped many of our clients structure tax‑efficient finance solutions, delivering workspaces to be proud of.

The Benefits of Finance

Spread the cost of your investments over time at a fixed rate.
Benefit from financing 100% of the project cost, which can include the professional fees and dilapidations.
Utilise finance for a proportion of, or the full cost of your project(s).
Access finance facilities that incorporate capital allowances, enabling your project to be 100% tax deductible in its entirety, which cannot be achieved when paying with cash or a traditional facility.
Bluestone can offer facilities that are completely unsecured (aside from new-start businesses.)

Why Corep choose to partner with Bluestone

Bluestone is an award-winning, independent finance broker.
Almost three decades experience delivering bespoke finance solutions to UK businesses.
Consultative approach, developing long-term relationships with partners and customers.
One-stop shop: asset finance, cashflow finance, vehicle finance.
FCA accredited.
Access to large panels of funders for every project type and size.
Innovative end to end online platform to access quick quotes and make applications.